Spent few days last week with SIL. One year my junior a swing single and she has it all planned. For her retirement. She disclosed. When eventually she needs to be pampered and taken care of, she wants to Spent her days with her other single friends playing mahjong and doing her laps in a retirement village. Hopefully by then, there would be such village. If not then an 'atas'/exclusive home. For now, she is wisely investing all her ringgits in properties making sure it'll be enough for her to live in style.